A mortgage is a type of loan you get from a bank or building society to help buy a property. The size of the mortgage you need for a property will...

A loan-to-value (LTV) ratio is used to indicate how much of your new property is paid for by your mortgage (in percentage). You can calculate this...

You can apply for a mortgage through a bank or building society. You’ll need a few documents on hand to start the process, including proof of ident...

The size of the mortgage you can afford is based on your income and any financial commitments you already have. You can find out how much you could...

This is the rate of interest charged on a mortgage. Rates are determined by the lender in most cases. They can be fixed, where they remain the same...

Mortgage term: most people opt for a 25-year term for their first mortgage, but you can choose a longer or shorter period. If you opt for a longer...

This is a specific type of mortgage where another homeowner – generally a family member or close friend – agrees to cover for your mortgage expense...

A mortgage in principle or an agreement in principle is confirmation of how much a bank or building society is prepared to lend to you based on the...

It’s hard to definitively say who has the best mortgage rate, as that depends on what you’re looking for. Banks and building societies change their...

APRC stands for annual percentage rate of change, and it’s expressed as a percentage. It shows you the total cost of your mortgage, including any f...